What We Offer

FICO'S AS LOW AS 580

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FUNDS TO CLOSE MAY BE A GIFT UP 100%

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DEBT INCOME RATIOS %46.9/56.9%

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NO INCOME VERIFICATION (40% DOWN)

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CO-SIGNERS WITH NO CREDIT OR FICO

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WE CAN CREDIT YOUR BUYER CLOSING COSTS

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REFI CASH OUT UP TO 85% NO M.I. RATE AND TERM 97%

With no M.I. payments

FHA IN HOMES WITH NO PERMITTED ADDITIONS

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HOMEPATH PROGRAM 3% DOWN

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FULFILL DREAMS

ACHIEVE

Bring to fruition the dream of being a home-owner.


INVEST

Acquire the funds to invest and capitalize on a winning opportunity.


RECONSTRUCT

Restructure your debt and acquire the time and space to readjust your own economy.


Testimonials & Clients

We work with the best to provide the best. Our certifications, our experience, our aptitude and our collaborators are all centered on achieving the highest levels of success for our clients.

Meet Our Team

Xavier Izquieta

Lender

With experience, quality, dedication and determination - Xavier Izquieta has been closing what others haven't been able to for 20 years in the San Fernando Valley.


Enrique Vallejo

Administrator


Brosly Boy

Processor


Ericka Corzo

Processor


Glossary & FAQ


Who we are?
We are an experienced team of professionals who have been serving the San Fernando Valley for over 20 years.
What we do?
We can help investors acquire the funds needed to invest, families to fulfill dreams and everyone in need to reconstruct their loans or credit.
What if I have Bad Credit?

It is no problem. We can help you regardless. Come in and talk to us to discuss how we can improve your financial outlook.

What if I have a Bankrupcy?

Come in and talk to us as we have programs and options for people who have claimed Bankrupcy.


Escrow
Escrow generally refers to money held by a third-party on behalf of transacting parties.
FHA
An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by a FHA-approved lender such as US!
Refinancing

Mortgage refinancing is the process of paying off one loan with the proceeds from a new loan secured by the same property. Mortgage refinancing is usually done to secure better loan terms than your current loan, like a lower interest rate or lower monthly payment.

Closing Costs

When you get a mortgage, you will need to pay closing costs, which are fees – charged by lenders and third parties -- related to the purchase of the home. Most of the time, it is the home buyer who pays the closing costs, rather than the seller, though on some loans such as VA loans, the seller pays a portion of these costs.


VA Loans
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders such as US!
ARM
A mortgage in which the interest and payment change periodically.
APR

The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (or EAPR), describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc

FREDDIE MAC

The Federal Home Loan Mortgage Corporation (FHLMC), known as Freddie Mac, is a public government-sponsored enterprise (GSE), headquartered in the Tyson's Corner CDP in unincorporated Fairfax County, Virginia.


LTV
The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased.
Ballon Mortgage
A balloon payment mortgage is a mortgage which does not fully amortize over the term of the note, thus leaving a balance due at maturity.[1] The final payment is called a balloon payment because of its large size. Balloon payment mortgages are more common in commercial real estate than in residential real estate.
Reverse Mortgage

A reverse mortgage is a home loan that provides cash payments based on home equity. Homeowners normally defer payment of the loan until they die, sell, or move out of the home.

Amortization

Amortization (or amortisation) is the process of decreasing, or accounting for, an amount over a period.

PREQUALIFY NOW!

Take a moment to fill out this form so that if you prequalify. Please be as detailed as possible. Once submitted, one of our agents will contact you as soon as possible.


Please be patient while waiting for response. Phone General Inquiries: (818) 902-1130



TO PREQUALIFY Fill this out as best as possible.

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Should I PREQUAlIFY?

  • Bad Credit?
    Bad Credit? No Credit? No problem. We can help.
    Fill this out and let us talk about your future.

What Documentation Should I bring?

  • Everything you can!
    State Documentation (Driver's License or ID)
    Social Security Card
    Valid Gov't IDs
    Tax forms, if no taxes have been filed NO PROBLEM
    Relevant Tax and Credit Information

CONTACT US NOW!



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Contact Info

Feel free to either message or call us at any time. Once we get your message, an agent will call you back immediately.


Please be patient while waiting for response.Phone General Inquiries: (818) 902-1130


Address INFO