FHA Home Loan for Manufactured Homes
- Down payments as low as 3.5%
- Term options – 30, 25, 20, 15 and 10 years
- Minimum 620 FICO Score
- Purchase Owner-Occupied primary residence only
- Home must be a multi-wide 1 unit dwelling built on or after 6/15/76
- Cash-Out Refinance*
- Gift funds may be allowed for the down payment.
- Non occupant co-borrowers may be allowed.
- Up-front mortgage insurance may be financed into the loan.
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*All borrowers must occupy the property as their primary residence. Cosigners/Non-occupying co-borrowers are not allowed. Borrowers must meet income and credit criteria. Other restrictions may apply
